Being a student and living on campus is a special experience. However, there are a lot of risks that come with having young adults living on their own for the first time. This is why student housing insurance is such a hot topic. Many universities that provide on campus housing will provide the basic form of student housing insurance that covers basic liability issues. Of course, coverage beyond that is rarely offered at a public institution.
This is why it is important for parents sending their young students out into the world to learn as much as they can about student housing insurance. Knowing the difference between what type of coverage comes for free and what kind of coverage you can purchase can make a huge difference in the experience for that young student when they live on campus and attend classes.